Investomart

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A shop, that lets you overpay for goods you like, to invest the overpay into the companies that made them.

YAML 想法

Would you overpay for your favorite food, like fish, potatoes, milk, rice, or whatever at a 10%, 25%, 50% above the base price, if you knew, that the overpay would automatically buy you shares of the maker of the product, so that in, say, 5 years, would you be able to get it for free, or get the dividends buy it? I definitely would, especially for my favorite products. It would automate my investment into companies that make the things I know I need, without any extra effort of investment portfolio management.

So, it's an idea of a competing supermarket, that buys goods from wholesalers, and through use of membership cards (popular loyalty cards), maintain investment portfolios for the customers. Surely, that type of supermarket would require for it to be a stock portfolio management company at the same time, so, two industries: retail trade + fund management.

Such supermarkets would have a social mission, to help people automate their lives. They would also be educational for kids, teaching them how to never have to pay for a favorite meal again.

Perhaps we could start such a supermarket chain: make money not just for ourselves, but for our customers. The idea is inspired by a previous idea: Consumer Investment Tax.



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零售買家(消費者)每天購買生產者股票,就像他們吃/消費一樣頻繁,似乎不是很可持續,因爲儘管股票在公開市場上可供任何人購買,但它們實際上是相對與零售貿易量相比,稀缺商品。

但是,如果上述多付的款項不僅用於收購生產特定零售產品的生產商的股票,還包括爲該產品的製造做出貢獻的上游供應鏈公司的股票,或者甚至是生產同等產品的一組生產商的股票。產品,那麼這肯定會更可持續。

隨着時間的推移,我當然想試試這個想法。這對消費者來說是一個不費吹灰之力的額外價值:每當您購買普通消費品時,都會自動購買生產商的股票。實現這種事情可能是最直接的,通過收購一家對衝基金和一家受歡迎的在線零售商,並滿足所有法律要求,然後爲所有購物用戶創建對衝基金的投資賬戶,並將投資資金分享給對衝基金。這種對衝基金的投資操作很容易實現自動化,因爲股票購買完全是確定性的,由零售購買決定決定。

Retail buyers (consumers) buying out the producer stocks on a daily basis, as frequently as they eat/consume, does not seem to be very sustainable, because, although stocks are on the public markets for anyone to buy, they are actually a relatively scarce commodity, compared to the volume of retail trade.

However, if the said overpay would go to acquire stocks of not only the producer making the specific retail product, but also the stocks of the upstream supply chain companies contributing to the making of the said product, or, even the set of producers making equivalent products, then this would surely be more sustainable.

With time, I certainly would like to try that this idea. It's a no-brainer extra value to the consumer: shop for stocks of producers automatically, whenever you shop for ordinary consumer goods. Realizing this sort of thing would probably be most straightforward by acquiring a hedge fund, and a popular online retailer, with all the legal requirements already satisfied, then creating investment accounts with the hedge fund for all the shopping users, and sharing the investment money with the hedge fund. Such hedge fund's investing operations would be quite easy to automate, because the buying of stocks would be entirely deterministic, determined by the retail purchasing decisions.